About Us

SATYA started its microfinance operations by adopting the “Joint Liability Group (JLG) Model” with adequate use of technology and new adaptations. JLGs of SATYA means implementations of Joint Liability of group members which exists up to 10 instalments in Bi-Weekly collections. The Company believes in the ideology to bring social touch and high technology in the Indian microfinance industry.

The JLG lending operation mainly focuses on a woman (in case of SATYA, her husband acts as co-borrower) through a credit product that allows her to start a new business or enhance her existing business as well. SATYA provides prompt, convenient and affordable collateral-free credit to people at the bottom of the pyramid through a strong credit assessment and centralized approval.

The Company started its microfinance operation from Sikandrabad Branch, Bulandshar District of Uttar Pradesh and the first token disbursement was done in November 2016. SATYA utilized demonetization as an opportunity to rework on the business strategy through cashless transactions. SATYA is an institution build with a vision of change, transformation and will be a differentiator in financial inclusion space and its approach is well recognized by industry experts and professionals across different sectors. SATYA is committed to being a socially responsible organization with a focus on Health, Education, Financial Literacy, Nasha-Mukt Samaaj, Gender Equality, and Swachh Bharat. The Company is spreading social awareness messages in its area of operations.

SATYA has established 40 branches in 40 districts in seven states (Bihar, Chhattisgarh, Haryana, Punjab, Rajasthan, Uttar Pradesh and Uttarakhand).

We are committed to creating livelihood through entrepreneurship by progressing with trust, transparency, teams, technology and training. We are promising everyone’s happiness and that’s our motto:

Soul of Satya
SATYA’s Soul is represented by 5 Ts, which are as follows:


To develop a relationship of Trust and Truthfulness within the ecosystem of SATYA.



Aiming to develop a transparent culture across the organization.



To follow the values of “Team Strength” and promote “coordination and cooperation” in all verticals.



Nurturing SATYA through cutting edge technology in real-time data, reducing TAT and moving towards paperless



Capacity Building and social awareness programs for all stakeholders of SATYA